The Affordable Care Act, the landmark health care law signed by President Obama, extends and protects health care coverage for millions of Americans and their families. Still, Mitt Romney has said: “If I am president of the United States, I will repeal Obamacare.”
The Affordable Care Act has a significant impact on the lives of young Americans. Take a look at how the law reformed the system to benefit young people and how Romney’s repeal could hurt them:
Without the health care law:
Insurance companies could kick children off their parents’ plan usually at age 19, or sometimes older for full-time students.
The insurance companies often had the discretion to remove a child from coverage.
With the health care law:
Health care plans that cover children must make that coverage available to children until the age of 26. A child can join or remain on a parent’s plan even if they are married, living away from home, attending school, and not financially dependent on parents.
Insurance plans must now provide preventive services like flu shots, blood pressure and diabetes tests, and cancer screenings, and 54 million people have already seen their coverage for prevention expanded.
Come 2014, millions of people will be eligible for health care premium tax credits that make health insurance more affordable.
Who would a repeal actually hurt?
Because of the health care law, 2.5 million young Americans who would otherwise be uninsured have been able to get health care coverage, increasing the percentage of adults 19 to 25 with insurance coverage to 73%. If Romney got his way, the future health care of millions of young people like Emily Schlichting, a 21-year-old student at University of Nebraska-Lincoln, would be jeopardized.
Diagnosed with a debilitating condition as a freshman, Emily was lucky to be covered by her parent’s insurance. But she’s not going to be a student forever and thanks to the Affordable Care Act, she can stay on her parents’ insurance until she’s 26 and can find and afford the right coverage for her. “If that had not passed, she would be facing a very different life,” Emily’s mother said.
Take a look at Emily’s story and see exactly how a repeal could hurt so many people like her: